Comprehensive Guide to Rajasthan Government Pension Rules & Procedures

Navigating the retirement process as a Rajasthan State Government employee requires a thorough understanding of the Rajasthan Civil Services (Pension) Rules, 1996. Whether you are approaching superannuation, considering voluntary retirement (VRS), or handling a family pension case due to the demise of an employee, understanding the regulatory framework and online submission workflow on the IFMS 3.0 Portal is essential for seamless claim processing.

1. Types of Pension Schemes & Eligibility Criteria

Under the Rajasthan government guidelines, pensions are broadly classified based on the nature of retirement:

• Superannuation Pension: Granted to state employees who retire upon reaching the official age of retirement (60 years). A minimum of 10 years of qualifying service is required to receive a regular pension.
• Voluntary Retirement Scheme (VRS): Employees can opt for voluntary retirement after completing 15 years of qualifying service (under Rule 50) or attaining the age of 50 years, by giving a 3-month written notice to the appointing authority.
• Family Pension: Payable to the nominee or eligible family members (spouse, children) in the event of an employee’s demise while in service or after retirement.

2. Essential Documents & Forms Required

For DDOs and treasuries to verify your pension case, specific forms must be compiled and submitted:

1. Form 6 (Pension Form): The primary application form detailing the employee's personal info, service record, nominee credentials, and bank account options.
2. Form 27A (Government Accommodation Certificate): A declaration confirming that the employee did not occupy government accommodation or has cleared all dues/license fees if they did.
3. Form 28 & 28A (No Dues for Long-Term Advances): Verifies that all long-term loans (like House Building Advances or Motor Vehicle Loans) have been fully repaid to the state treasury.
4. Last Pay Certificate (LPC): Issued by the DDO indicating the last pay drawn, allowances, and deductions up to the retirement date.

3. Pension Calculation Formulas

Calculations for pensionary benefits under the 7th Pay Commission rules are determined as follows:

• Basic Pension: Calculated as 50% of the last basic pay drawn, or the average basic pay of the last 10 months of service, whichever is more beneficial. The minimum pension in Rajasthan is ₹9,000.
• Service Gratuity (DCRG): Calculated based on the number of completed six-month periods of service. The formula is: (Basic Pay + Dearness Allowance) × Qualifying Service Years / 2. The maximum gratuity limit is capped at ₹20 Lakhs.
• Leave Encashment: Cash payment for accumulated Privilege Leaves (PL), up to a maximum limit of 300 days. Formula: (Basic Pay + DA) × Number of PL days / 30.

4. IFMS 3.0 Online Pension Workflow

The Government of Rajasthan has digitized the entire pension application process using the IFMS 3.0 Portal. The process involves three major stages:

1. Employee Initiation: The retiring employee logs in to the SSO portal, accesses the IFMS 3.0 Employee Self Service (ESS) dashboard, fills out the online pension form, uploads scanned PDFs of service verification, and submits it to their DDO.
2. DDO Verification (Maker & Checker): The DDO reviews the service record, verifies pay fixation details, confirms leave balances, uploads the LPC, and forwards the e-signed application to the Pension Department.
3. PPO Generation: The Pension Department audits the case, calculates the final benefits, generates the Pension Payment Order (PPO), and forwards it to the Treasury/Bank for payment authorization.