Post Office RD Interest Rate 2026: Latest Rate, Tax Rules, Returns & Benefits
The Post Office Recurring Deposit (RD) Scheme remains one of India's most trusted government-backed savings options in 2026. The scheme currently offers an interest rate of 6.7% per annum, compounded quarterly, for the April–June 2026 quarter. Investors can start with a minimum monthly deposit of ₹100 and continue investing for five years. While the scheme provides guaranteed returns, capital safety, and loan facilities, it does not qualify for tax deductions under Section 80C. Additionally, the interest earned is fully taxable under "Income from Other Sources." This article explains the latest RD interest rate, tax implications, maturity benefits, eligibility, advantages, limitations, and whether the scheme is worth investing in during 2026.